Other Relevant Laws and Regulations for Data Ethics and Privacy

Question 1

Which of the following is a central principle of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

Protecting the confidentiality and security of patient health information

Answer

Regulating the distribution of health data for research purposes

Answer

Establishing standards for digital health records

Answer

Preventing discrimination in health insurance coverage

Question 2

Which of the following is NOT a potential consequence of violating data privacy laws and regulations?

Accepted Answer

Enhanced brand reputation

Answer

Financial penalties

Answer

Criminal prosecution

Answer

Loss of customer trust

Question 3

What is the purpose of the Privacy Act of 1974?

Accepted Answer

To regulate the collection and use of personal information by government agencies.

Answer

To protect the privacy of individuals from commercial data breaches.

Answer

To establish a national database of personal information.

Answer

To enforce the provisions of HIPAA.

Question 4

What is the primary purpose of regulations like HIPAA and the GDPR in protecting sensitive personal information?

Accepted Answer

Safeguard individual privacy and autonomy over their personal data

Answer

Prevent data misuse by organizations

Answer

Ensure compliance and avoid penalties

Question 5

Which entities are subject to HIPAA regulations because they transmit health information electronically?

Accepted Answer

Hospitals

Accepted Answer

Insurance companies

Answer

Law firms

Answer

Retail stores

Question 6

Which of the following is a key objective of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

To safeguard the privacy and security of health-related information

Answer

To ensure equitable access to health insurance coverage

Answer

To promote the widespread adoption of electronic health records

Answer

To fund research on emerging healthcare technologies

Question 7

Which of the following is NOT a potential ethical concern associated with the collection and use of personal data?

Accepted Answer

Enhanced decision-making capabilities

Answer

Breaches of privacy

Answer

Discriminatory practices

Answer

Data fabrication or manipulation

Question 8

What is the primary reason for anonymizing personal data?

Accepted Answer

To protect the identities of individuals

Answer

To improve the accuracy of data analysis algorithms

Answer

To facilitate the sharing of data between different parties

Answer

To comply with data retention regulations

Question 9

Which ethical principle emphasizes the fair and equitable treatment of individuals?

Accepted Answer

Justice

Answer

Non-maleficence

Answer

Beneficence

Answer

Autonomy

Question 10

What is the primary objective of the Fair Credit Reporting Act (FCRA)?

Accepted Answer

To protect the accuracy and privacy of consumer credit information

Answer

To regulate the use of personal information in marketing campaigns

Answer

To guarantee equal access to credit for all consumers

Answer

To prevent identity theft and fraud

Question 11

Which of the following entities is exempt from the restrictions imposed by the FCRA on the use of consumer credit information?

Accepted Answer

Government agencies

Answer

Banks

Answer

Credit unions

Answer

Non-profit organizations

Question 12

What is the purpose of the General Data Protection Regulation (GDPR)?

Accepted Answer

To harmonize data protection regulations within the European Union

Answer

To regulate the use of personal data by companies operating in the United States

Answer

To protect the privacy of internet users worldwide

Answer

To prohibit governments from collecting personal information

Question 13

Which of the following is NOT a fundamental principle of data ethics?

Accepted Answer

Cost-effectiveness

Answer

Transparency

Answer

Accountability

Answer

Fairness

Question 14

What does the concept of informed consent entail in the context of data collection?

Accepted Answer

Individuals must be fully informed about the purpose and intended use of their data

Answer

Consent can be inferred from the individual's behavior or actions

Answer

Consent is not required if the data is collected anonymously

Answer

Consent cannot be withdrawn once it has been provided

Question 15

What is the primary objective of the Fair Credit Reporting Act (FCRA)?

Accepted Answer

To regulate the collection and use of consumer credit information

Answer

To safeguard consumers against identity theft

Answer

To ensure fair lending practices by financial institutions

Answer

To promote transparency in the consumer lending process

Question 16

Which of the following is NOT considered a protected characteristic under the FCRA?

Accepted Answer

Level of income

Answer

Race

Answer

Religion

Answer

Gender

Question 17

What is the main purpose of data minimization?

Accepted Answer

To protect individual privacy

Answer

To reduce the risk of data breaches

Answer

To improve the accuracy of data

Answer

To increase data efficiency

Question 18

Which specific law in the United States is designed to protect the privacy of health information?

Accepted Answer

HIPAA

Answer

FERPA

Answer

COPPA

Answer

FCRA

Question 19

What is the central purpose of the Fair Credit Reporting Act (FCRA)?

Accepted Answer

Ensuring the accuracy of credit reports

Answer

Preventing identity theft

Answer

Protecting the privacy of financial information

Answer

Regulating the collection of debt

Question 20

Which of the following is NOT considered a core principle of data ethics?

Accepted Answer

Efficiency

Answer

Transparency

Answer

Accountability

Answer

Benevolence

Question 21

What is the primary objective of conducting a Privacy Impact Assessment (PIA)?

Accepted Answer

Identifying and mitigating potential privacy risks

Answer

Ensuring compliance with applicable regulatory requirements

Answer

Educating relevant stakeholders about data privacy

Answer

Developing comprehensive data privacy policies

Question 22

What is the primary purpose of encrypting data?

Accepted Answer

To protect sensitive information from unauthorized access and misuse

Answer

To improve the accuracy and consistency of data

Answer

To reduce the storage space required for data

Answer

To enhance the efficiency of data analysis algorithms

Question 23

What is the main objective of the Fair Credit Reporting Act (FCRA)?

Accepted Answer

To ensure the fairness, accuracy, and privacy of credit reporting

Answer

To protect consumers from identity theft and financial fraud

Answer

To regulate the lending practices of financial institutions

Answer

To establish a national database of credit information

Question 24

Which of the following is NOT a core principle of the General Data Protection Regulation (GDPR)?

Accepted Answer

Unrestricted data transfer across borders

Answer

Data protection by design and by default

Answer

Transparency and accountability in data processing

Answer

Freedom of individuals to access and rectify their personal data

Question 25

Which of the following is a main purpose of the Fair Credit Reporting Act (FCRA)?

Accepted Answer

To ensure the accuracy, fairness, and privacy of consumer credit reports

Answer

To regulate the use of credit reports for employment purposes

Answer

To prohibit the sharing of credit reports with third parties

Answer

To establish a national credit bureau

Question 26

Which of the following is NOT a fundamental principle of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

Availability

Answer

Confidentiality

Answer

Integrity

Answer

Accountability

Question 27

Which of the following entities is NOT considered a covered entity under HIPAA?

Accepted Answer

Law enforcement agencies

Answer

Hospitals

Answer

Insurance companies

Answer

Pharmacies

Question 28

What is the primary objective of the Gramm-Leach-Bliley Act (GLBA)?

Accepted Answer

To protect consumers' financial privacy

Answer

To regulate the banking and financial services industries

Answer

To prevent money laundering and other financial crimes

Answer

To promote economic growth and stability

Question 29

Which of the following is NOT a recommended practice for enhancing data security?

Accepted Answer

Storing data in plain text

Answer

Encryption

Answer

Multi-factor authentication

Answer

Regular data backups

Question 30

The European Union's General Data Protection Regulation (GDPR) primarily governs the protection of:

Accepted Answer

Personal data of individuals within the EU

Answer

Consumer credit data

Answer

Financial data

Answer

Medical data

Question 31

The Federal Trade Commission (FTC) is responsible for:

Accepted Answer

Enforcing data protection laws in the United States

Answer

Developing data privacy policies

Answer

Issuing data security guidelines

Question 32

According to the Health Insurance Portability and Accountability Act (HIPAA), what type of data is protected?

Accepted Answer

Protected health information (PHI)

Answer

Confidential business information (CBI)

Answer

Non-public personal information (NPPI)

Answer

Personally identifiable information (PII)

Question 33

Which law regulates the collection, use, and sharing of personal information by financial institutions in the United States?

Accepted Answer

Gramm-Leach-Bliley Act (GLBA)

Answer

Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)

Answer

Sarbanes-Oxley Act (SOX)

Answer

Electronic Funds Transfer Act (EFTA)

Question 34

Which federal law prohibits discrimination against employees or job applicants based on genetic information?

Accepted Answer

Genetic Information Nondiscrimination Act (GINA)

Answer

Equal Employment Opportunity Act (EEOA)

Answer

Americans with Disabilities Act (ADA)

Answer

Health Insurance Portability and Accountability Act (HIPAA)

Question 35

What is the primary objective of the Federal Trade Commission Act (FTC Act)?

Accepted Answer

Prevent unfair or deceptive trade practices

Answer

Enforce compliance with HIPAA

Answer

Establish privacy regulations for internet use

Question 36

Which regulation sets forth comprehensive data protection standards for the European Union?

Accepted Answer

General Data Protection Regulation (GDPR)

Answer

Privacy Shield Framework

Answer

Health Insurance Portability and Accountability Act (HIPAA)

Answer

Fair and Accurate Credit Transactions Act (FACTA)

Question 37

What is the fundamental purpose of the Privacy by Design framework?

Accepted Answer

To embed privacy considerations into system development from the very beginning

Answer

To obtain explicit consent from individuals prior to using their data

Answer

To minimize data collection and usage

Question 38

Which of the following is the core purpose of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

To protect sensitive health information from unauthorized disclosure

Answer

To regulate the implementation of electronic health records

Answer

To ensure equal access to healthcare services

Question 39

The Fair Credit Reporting Act (FCRA) regulates the collection, use, and disclosure of:

Accepted Answer

Consumer credit information

Answer

Medical records

Answer

Educational records

Answer

Employment records

Question 40

Which law specifically prohibits the use of genetic information in health insurance underwriting?

Accepted Answer

Genetic Information Nondiscrimination Act (GINA)

Answer

Health Information Technology for Economic and Clinical Health Act (HITECH Act)

Answer

Patient Protection and Affordable Care Act (ACA)

Answer

Americans with Disabilities Act (ADA)

Question 41

The Breach Notification Rule under HIPAA mandates covered entities to notify individuals in the event of a breach involving their:

Accepted Answer

Unsecured protected health information

Answer

Personal information

Answer

Financial information

Answer

Educational information

Question 42

The Sarbanes-Oxley Act (SOX) consists of provisions related to:

Accepted Answer

Corporate governance and financial reporting

Answer

Environmental protection

Answer

Data security and privacy

Answer

Intellectual property rights

Question 43

Which of the following is a potential consequence of violating the Gramm-Leach-Bliley Act (GLBA)?

Accepted Answer

Both civil penalties and criminal prosecution

Answer

Revocation of data science certification

Answer

Mandatory public disclosure of non-compliance

Answer

Suspension of business activities

Question 44

The Children's Online Privacy Protection Act (COPPA) primarily aims to:

Accepted Answer

Protect the privacy of children under 13 years of age

Answer

Restrict access to social media platforms for minors

Answer

Prevent the sale of products and services directly to children

Question 45

Which law in the United States specifically addresses the protection and privacy of health-related information?

Accepted Answer

Health Insurance Portability and Accountability Act (HIPAA)

Answer

Fair Credit Reporting Act (FCRA)

Answer

Family Educational Rights and Privacy Act (FERPA)

Answer

Gramm-Leach-Bliley Act (GLBA)

Question 46

The Fair Credit Reporting Act (FCRA) primarily regulates the collection and use of personal information by:

Accepted Answer

Credit reporting agencies

Answer

Healthcare providers

Answer

Government agencies

Answer

Insurance companies

Question 47

What is the primary purpose of the GLBA Safeguards Rule?

Accepted Answer

To protect customer financial data from unauthorized access and use

Answer

To regulate the use of personal data for marketing and advertising purposes

Answer

To ensure the accuracy and fairness of credit reporting information

Question 48

Which of the following is NOT a core principle of fair information practices?

Accepted Answer

Purpose creep

Answer

Choice

Answer

Notice

Question 49

What is the primary responsibility of data protection authorities in enforcing privacy laws?

Accepted Answer

To investigate complaints, impose penalties, and ensure compliance

Answer

To advise governments on privacy policy development

Answer

To educate businesses and organizations about privacy regulations

Answer

To develop and implement privacy standards and guidelines

Question 50

What is the purpose of data de-identification techniques in data privacy?

Accepted Answer

To remove or modify personally identifiable information from datasets

Answer

To encrypt data for secure storage and transmission

Answer

To ensure the accuracy and completeness of data

Question 51

Informed consent in data privacy refers to:

Accepted Answer

Individuals explicitly agreeing to the collection and use of their personal data

Answer

Consent obtained through deceptive or misleading practices

Answer

Implied consent based on individuals' actions and behavior